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Moving Home: Stressful But So Worth It

Moving home is seriously exciting. A fresh start, a blank slate, so many opportunities to improve your life, get organized and live the life you want. But it can also be stressful, it’s expensive and time-consuming and things can go wrong. However it’s always worth it, and if you can get a foot on the property ladder then you should do so. Here are some of the things along your journey that are likely to be the most stressful, and what to do about them.

 

Securing a Mortgage

Unless you’re in a very lucky situation to be able to purchase your home with cash, you will need a mortgage. Before you can do this, you will need to work on improving your credit score as much as possible, and saving up for a deposit. Most lenders ask for around ten percent of the value of the property, which in many cases is between ten and thirty thousand for a first home. Saving up is a long and tedious process, chances are you will be working hard and going without luxuries to be able to reach your savings goals. Once you have your deposit, you will need to research mortgage lenders and ensure you’re getting the best deals for you. Don’t forget to look into things like help to buy and schemes for first-time buyers which can make this process much easier. Generally speaking, the saving and securing a mortgage will be the most difficult part of the homebuying process. But even once that’s done, it’s not plain sailing yet.

 

Finding The Perfect Place

Once you have your deposit saved and have been pre-approved an amount for a mortgage, the next step is finding your dream place. If you already own a property you can sell this and use as a deposit, or you can keep it and rent it out for a longer-term investment. Companies like American Real PM – DFW Property Management can make this process an easier. But don’t forget, it’s not just the house itself you need to bear in mind. Think about the area- things like crime rates are important so do your research. Find out if it’s on a busy street, being near a shop, motorway, airport or train station could all be cause for concern. Check out the local amenities like shops, parks, gyms, banks and more for things you might need. Finding the perfect place can take time, and you sometimes have to be prepared to walk away from places that you’re keen on if they don’t tick the right boxes. It’s frustrating but it prevents you from having regrets later on.

 

Moving From A to B

Finally, even after you’ve got your finance secured and found a home you love, the actual moving part is likely to be something that’s stressful. In fact, it’s rated as one of the most stressful life events a person can go through. Make things a little easier by being organized and on top of things. Start packing the things you don’t need early on, so they’re ready to go. Declutter as you pack, so you’re not taking unnecessary junk to your new home. Once you have a moving date, you can start organizing things like furniture deliveries and a moving van. Move all of your bills and other things over to the new address, don’t forget doctors, dentists, kids schools, work, your car documents and more.

 

Moving home is seriously exciting. A fresh start, a blank slate, so many opportunities to improve your life, get organized and live the life you want. But it can also be stressful, it’s expensive and time-consuming and things can go wrong. However it’s always worth it, and if you can get a foot on the property ladder then you should do so. Here are some of the things along your journey that are likely to be the most stressful, and what to do about them.

 

Securing a Mortgage

Unless you’re in a very lucky situation to be able to purchase your home with cash, you will need a mortgage. Before you can do this, you will need to work on improving your credit score as much as possible, and saving up for a deposit. Most lenders ask for around ten percent of the value of the property, which in many cases is between ten and thirty thousand for a first home. Saving up is a long and tedious process, chances are you will be working hard and going without luxuries to be able to reach your savings goals. Once you have your deposit, you will need to research mortgage lenders and ensure you’re getting the best deals for you. Don’t forget to look into things like help to buy and schemes for first-time buyers which can make this process much easier. Generally speaking, the saving and securing a mortgage will be the most difficult part of the homebuying process. But even once that’s done, it’s not plain sailing yet.

 

Finding The Perfect Place

Once you have your deposit saved and have been pre-approved an amount for a mortgage, the next step is finding your dream place. If you already own a property you can sell this and use as a deposit, or you can keep it and rent it out for a longer term investment. Companies like American Real PM – DFW Property Management can make this process a easier. But don’t forget, it’s not just the house itself you need to bear in mind. Think about the area- things like crime rates are important so do your research. Find out if it’s on a busy street, being near a shop, motorway, airport or train station could all be cause for concern. Check out the local amenities like shops, parks, gyms, banks and more for things you might need. Finding the perfect place can take time, and you sometimes have to be prepared to walk away from places that you’re keen on if they don’t tick the right boxes. It’s frustrating but it prevents you from having regrets later on.

 

Moving From A to B

Finally, even after you’ve got your finance secured and found a home you love, the actual moving part is likely to be something that’s stressful. In fact, it’s rated as one of the most stressful life events a person can go through. Make things a little easier by being organized and on top of things. Start packing the things you don’t need early on, so they’re ready to go. Declutter as you pack, so you’re not taking unnecessary junk to your new home. Once you have a moving date, you can start organizing things like furniture deliveries and a moving van. Move all of your bills and other things over to the new address, don’t forget doctors, dentists, kids schools, work, your car documents and more.

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